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UPC Insurance Claims 2024: Florida, Policy, Service & App

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UPC Insurance is a company worth considering if you are looking for an insurance provider that offers comprehensive coverage and exceptional customer service. UPC Insurance is a leading property and casualty insurance company that provides coverage to homeowners, renters, and commercial property owners. In this article, we will delve into essential details about UPC Insurance to help you decide on your insurance needs.

Overview of UPC Insurance
UPC Insurance, short for United Property & Casualty Insurance Company, was founded in 1999 and is based in St. Petersburg, Florida. With a strong focus on customer satisfaction and a wide range of insurance options, UPC Insurance has become a trusted choice for many individuals and businesses seeking reliable coverage.

Here are ten essential things you should know about UPC Insurance:

1. Extensive Coverage Options
2. Multiple Policy Discounts
3. Flexible Deductible Options
4. Exceptional Claim Services
5. Affordability
6. Financial Stability
7. User-Friendly Online Tools
8. Superior Customer Service
9. Strong Community Involvement
10. Transparent and Ethical Practices

United Property & Casualty Insurance Company, better known as UPC Insurance, may have been a good option for homeowners in some risk-prone areas who preferred working with in-person agents. However, the company has been declared insolvent, and new policies are no longer available.

UPC Insurance Company Details

Parent Organization American Coastal Insurance Ltd
Headquarters St. Petersburg, Florida, USA
Revenue 723.9 million USD (2018)
Traded as Nasdaq: UIHC
Founded 1999, St. Petersburg, Florida, USA

UPC Home Insurance Cost Info

The national average cost of home insurance for $250,000 in dwelling coverage is $1,428 per year. UPC Home Insurance Rates are unavailable due to the company discontinuing personal home insurance policies.

UPC Home Insurance Info:

United Property and Casualty home insurance is no longer available. The company was declared insolvent on February 16, 2023, by the Florida OIR. In Florida, some policies were transferred to the state while others were transferred to Slide Insurance. Louisiana UPC policyholders were transferred to Louisiana Citizens.

If you have a UPC policy System, be on the lookout for communications from the company about how to handle your policy in the future. It may be transferred to another company, or you may need new coverage.

We know that UPC previously helped provide coverage availability for homes in high-risk, coastal areas where home insurance options were more challenging. While UPC Insurance Policies were pretty basic, you may have been able to add a few optional coverage types to bolster your policy, like service line coverage and home systems protection.

Pros and Cons of UPC Home Inc


  • Offered home insurance in some risk-prone states
  • Products were provided through local independent agents
  • Delivered a few optional coverage types


  • The company is insolvent, and policies may no longer be available
  • Had limited state availability
  • Had an above-average NAIC Complaint Index

How do I file a Claim with UPC Insurance?

If you were a UPC customer and need to file a claim, you can do so in one of two ways:

  • Fill out the online claim form
  • Call 1-888-256-3378

If your UPC policy was transferred to Slide, you can file a claim by:

  • Calling 1-866-230-3758
  • Filling out the online claim form

Slide offers a helpful online claims centre, and you can even get help from a pre-approved contractor by calling 1-833-854-3440.

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